I had no intentions of making a post today, but with what has just happened, I feel the need to express myself.
So our family had a little trip to the orthopedist today. It was a new doctor, and as we are doing the paperwork, we see they want either bank account information, or our debit card information, including the digits on the back.
We ask why they want this. Their answer?
So basically what you are telling me is that if my insurance refuses to pay for something, you will automatically deduct it from my account, without me ever seeing what I am billed for? You will just take the money, without me fighting with the insurance to cover it (I have insurance for a reason. Then again, America isn’t known for having great insurance policies). What if I dispute some of those charges? How will I do that? You’ve already taken your money and probably aren’t going to be dishing out refunds. I wouldn’t even be able to dispute the charge with my bank because I willingly gave out the information.
So you know what we did?
We gave it to them.
And promptly canceled the card and ordered a new one while still in the office.
If you want to bill me, you can send me an itemized bill that I can look at just like everybody else. I understand this is the only way you can get your money sometimes, but I absolutely do not trust you. I used to work for doctors and I know how unscrupulous they can be with their adding this charge and adding that charge when it most certainly wasn’t necessary.
It’ll be funny when they call and say, “Uhm yo card didn’t work.”
“It was working just fine until you got ahold of it. 🙂 ”
Then they’ll ask for another card.
I’ll say, “How much do I owe? I’ll gladly bring you some cash. You sure as shit aren’t getting my account info. My bank says to keep that private.”
I say if you go to a doctor that wants your account information, walk right out the door and find another one.
Or do what we did.